Family Wealth Solutions Group (FWSG)
Merrill Lynch Family Wealth Solutions Group's objective is to provide Ultra High Net Worth (UHNW)
families with independent, interdisciplinary advice. Working together with UHNW families and their own advisors,
FWSG supports Financial Advisors by analyzing overall asset and liability issues.
These analyses are conducted in accordance with the families' unique and complex requirements and may include
solutions not offered by Merrill Lynch.
Our Main Disciplines
FWSG's main areas of focus
FWSG's main areas of focus in analyzing the overall wealth structures of UHNW families are termed Strategic Wealth
Allocation and Generational Planning. These services are provided to any UHNW family banking with any Merrill Lynch
entity around the globe.
FWSG's Strategic Wealth Allocation team
FWSG's Strategic Wealth Allocation team is tasked with developing and implementing proprietary asset and liability
models aimed at analyzing an UHNW family's global wealth. This team looks at a family's global wealth, including
real estate, insurance policies, private companies, and concentrated stock positions. Its aim is to paint an accurate
picture of an UHNW family's overall risk exposure and to recommend allocation changes that, where required, align the
family's global wealth with its short- and long-term financial requirements.
FWSG's Generational Planning
FWSG's Generational Planning unit seeks to analyze UHNW families' internal governance and, in collaboration with
independent advisors, proposes internationally recognized and accepted planning structures. These structures are
designed to support UHNW families over generations, may be used in conjunction with family businesses or financial holdings,
and often contain significant tax advantages for family members.
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