Credit
At Merrill Lynch, we provide innovative credit solutions; Merrill Lynch
Bank (Suisse) S.A. (MLBS) offers a variety of multi-currency lending products
and services to customers with diversified and well collateralized accounts.
We believe financing is as important to your overall financial strategy
as your investments and cash management. With collateral-based credit,
your assets become a powerful borrowing tool. You can access funds when
you need them, without dipping into cash reserves or disrupting your investment
strategy.
As a client of Merrill Lynch Bank (Suisse) you can expect;
 Customization –
allowing you the client the ability to borrow against a wide range of
assets and finance, even complex transactions
Access – from lines
of credit in foreign countries, to liquidity solutions we can help you
meet liquidity needs, whether planned or unexpected (flexibility)
Expertise – product
specialists to help develop the solution that is right for your needs,
risk profile and investment goals
We offer a variety of products and services through our Merrill Lynch
Bank (Suisse) bank,
Fixed Term loans – fixing for a period guarantees the
rate for the loan and the amount of interest to be paid. Periods to be
fixed can be as short or as long as required even greater than one year
with the banks agreement.
Overdraft Facilities – If short term financing is required
the overdraft option is available. It is a variable rate with interest
accruing on a daily basis. The overdraft can be repaid at anytime.
Bank Guarantees / Standby Letters of Credit (SBLCs)
– If credit obligation are to be met, e.g. bid or performance bond or
to secure payment of goods than bank guarantees or SBLCs can assist.
Collateralised Foreign Exchange – If trading Foreign
Exchange speculatively or for hedging purposes this is an easy product
to establish. Place collateral with the bank and lines of credit can be
established, as soon as the documents are processed.
Import Trade Letters of Credit – if the requirement
is to satisfy a payment of goods that are being transported by a seller
than the Import Trade Letter of Credit are a key instrument to insure
payment is made on a timely basis.
Options Facilities – whether they are currencies, equities,
bullion or other structures either for speculation or hedging, Options
can be traded through your MLBS bank account.
Lending can assist you achieve your business and lifestyle needs, as
well as your re-investment needs.
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